The partnership between Diabetes UK Insurance Services and Gallagher Heath Insurance has come to an end. We are now working as an Introducer Appointed Representative, (this allows Diabetes UK Services Ltd to introduce supporters to a new insurance provider) Insuremydiabetes, which is a trading name of AllClear Insurance Services.
We have chosen to work with Insuremydiabetes/AllClear because they offer a range of levels of cover both single and annual multi-trip policies and have been a specialist in providing travel insurance for those who may have difficulty getting cover elsewhere since 2000.
Buy online and receive up to 10 per cent discount
Call for a quotation
Call 0808 168 8711 for information and a no-obligation quotation. Their representatives are available:
Monday – Friday 8am to 8pmSaturday 9am to 5pmSunday 10am to 5pm
Get covered and support Diabetes UK
Diabetes UK will receive a contribution of up to 20 per cent of the premium for every policy bought by either calling the Freephone number above or by visiting the insuremydiabetes.org.uk website at no additional cost to customer. A proportion of the funds received by Diabetes UK from AllClear may be used for developing and marketing our relationship with AllClear and the services they offer to our supporters.
The risks of travelling without proper travel insurance cover
Many standard travel policies will exclude a pre-existing medical condition or conditions. This means that if you had to make a claim for medical emergency treatment costs for your pre-existing condition or any related complications whilst away, some insurers may not cover these costs.
Insurers require disclosure of pre-existing medical conditions of all those people to be insured on the policy. Failure to do so could invalidate your cover and lead to a claim being rejected. You should also be aware that other people travelling with you, who may be covered under a different provider’s policy, may not be covered for cancellation of the trip if it is cancelled due to your medical circumstances. Insuremydiabetes offer Travelling Companion Cancellation cover as a valuable added option to your policy in such circumstances.
The European Health Insurance Card (EHIC)
If you use the European Health Insurance Card (EHIC) to reduce the cost of any medical treatment while visiting a participating country, then the excess for each and every claim for Medical and Emergency Expenses will not apply.
The EHIC allows you to access state-provided healthcare in all European Economic Area (EEA) countries and Switzerland. There are restrictions to the cover provided via the EHIC and is not a comprehensive alternative to travel insurance. EHIC does not cover private healthcare, costs such as mountain rescue, being repatriated back to the UK, stolen property and is not valid on European cruises.
Full details of the cover provided by the EHIC can be found on theEHIC website. This also provides a link giving you details of the conditions and restrictions in each country.